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For those interested in learning more about the coverage I provide, all you have to do is pick up the phone and call. The only time I don't answer is if I'm on another call. I will be glad to answer all of your questions. I believe in educating my prospective clients with the information necessary to make such a decision without having to use any sales pressure. I offer only one company, so you don't have to wonder if you're getting the right plan. Brokers and independent Agents have multiple companies to offer, and shopping around for the "lowest rate" will never be in the best interest of someone who desires to protect their family properly. That concept is exactly what has given this industry a bad name. Being that we have only one chance to get this done right, the cheapest insurance might sound good on the surface, but the experience can be very different. One might wonder how all of the big-name companies have gotten away with paying so few claims (less than $2,000,000 per year, while my company paid over $280,000,000 in 2021. That is a cause for concern in itself. If you would like for your family to have money from the policy before they go into the funeral home, there is only one final expense company that will make that possible. The rest take an average of 8 - 12 weeks, and that's only one of the reasons we are recognized as the top-rated final expense carrier in the nation. This is a one-of-a-kind Whole Life plan and I believe that my client's family deserves no less than the best. My industry experience has led me here, and I will never offer another insurance company's final expense plan.

Allow what I have learned through hindsight, to spare your family from having to do the same.

What do I offer?

The largest & #1 top-rated final expense company in America. 

- Whole life final expense for every age up to 85.
- 99% of those who apply, qualify for up to $15,000 death benefit.
- Many will qualify for up to $35,000 death benefit.
- optional child and grandchild riders.
- claims paid within 24 hours.
- funeral planning services are included with all plans.
- optional accidental death rider up to an additional $160,000.
- premium as low as $15 a month (even while including max accidental)
- policyholders even have the option to reduce coverage in the future (to avoid canceling or having to restart)




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